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Why Use a Buyer's Agent... |
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For most people, buying a home represents the largest and most complex financial investment they will make in their lifetime.
Sellers have representation and Builders have representation, shouldn't YOU?
Our Services to the Home Buyer are usually at no added expense!
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We can help you determine your buying power - that is your financial reserves plus your borrowing capacity. If you supply us with some basic information about your available savings, income, and current debts, we can refer you to lenders best qualified to help you. We work hard to identify innovative professionals who can answer all of your financing questions, keep you informed and up to date, utilize the latest technological advances and offer the widest range of products, programs and services.
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We have many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market. It will take the assistance of your agent and our unique "Home Locator" system to find all available properties that may meet your needs.
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We can assist you in the selection process by providing objective information about each property. We have access to a variety of information that is simply not available to the public. Further, we can provide local community information on utilities, zoning, schools, etc. There are two things you will want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?
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We can help you negotiate. There are a many negotiating factors, including but not limited to price, financing, terms, inspections, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. We can provide you with up-to-date information on what is happening in the marketplace, price, financing, and terms and condition information for all properties being marketed. These are key factors in purchasing your new home at the best price, quickly and with minimum hassle. We can help you write a legally binding win-win agreement that will be more likely to make it through the contract process. The purchase agreement should provide a period of time to complete appropriate inspections and investigations of the property before you are obligated to purchase the home. We can advise you as to which inspections and investigations are recommended or required.
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We provide due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, radon, mold and mildew, asbestos, faulty structure, roof condition, septic tank and well tests, and/or others. We can assist you in finding qualified responsible professionals to perform the investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. The Title indicates ownership of the property and can be mired in confusing status of past owners. The title of most properties will have some limitations; for example, easements (access rights) for utilities. Along with the Title company or attorney, we can help you resolve issues that may cause a delay in closing of the property or even problems at a later date.
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We can guide you through the closing process and make sure everything flows together smoothly. Between the initial sales agreement and closing, questions often arise. For example, unexpected repairs may be required to obtain financing or a cloud on the title may be discovered. Understanding how to resolve these issues and handle the required paperwork is overwhelming for most buyers and sellers. We are committed to objectively helping you resolve these issues in an expedient manner resulting in moving the transaction to a timely closing.
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